At the Charalambos Municipality & Associates Law Office, we offer comprehensive legal solutions for debt settlement, with the aim of protecting the rights and interests of borrowers. With many years of experience and deep knowledge of bankruptcy law and consumer law, we undertake your legal support for the final settlement of overdue debts to banks and other financial institutions.

We specialize in debt settlement through the Katseli Law (L. 3869/2010) for over-indebted households, as well as with the new bankruptcy law (L. 4738/2020), which provides a more flexible framework for settling the debts of both natural persons and and businesses. With our support, you can achieve favorable arrangements, such as the reduction or even cancellation of debts, as well as the protection of your first home.

We undertake all the necessary procedures, from file preparation to representation before the courts, ensuring that your case will be dealt with carefully and efficiently. Our goal is to find the best solution for your needs, protecting your assets and giving you the opportunity to recover financially.